Mortgage Services Powered by Imagination Financial
Imagination Financial continues to provide full-service mortgage guidance across Texas, now as the dedicated mortgage division of Imagination Realty Network.
Imagination Financial is now part of Imagination Realty Network, combining mortgage expertise with dual-licensed homebuying and selling support.
Imagination Financial is Now Part of Imagination Realty Network
IImagination Financial has been helping homebuyers and homeowners with mortgage financing since 2018. Today, we continue that work as the mortgage division of Imagination Realty Network.
You’ll still receive the same attentive, detail-oriented mortgage guidance—now with the added benefit of working with a team that understands both sides of your transaction. As part of IRN, our dual-licensed professionals can assist with your financing and your home purchase or sale, helping reduce miscommunication and keep your process on track.
Whether you first found us through Imagination Financial or you’re meeting us through Imagination Realty Network, you’re in the right place for personalized mortgage advice and statewide Texas support.
Mortgage Services We Provide
As a full-service mortgage broker, Imagination Financial at Imagination Realty Network works with a wide range of loan programs to help match you with options that fit your goals, budget, and long-term plans.
Conventional Loans
Conventional fixed-rate and adjustable-rate mortgages for primary homes, second homes, and investment properties—often a great fit for buyers with strong credit and stable income.
FHA Loans
Government-backed loans that can be a good option for first-time buyers or those with limited savings or past credit challenges, offering flexible guidelines and low down payment options.
VA Loans
Specialized programs for eligible Veterans, active-duty service members, and some surviving spouses, with benefits that can include no down payment, no monthly mortgage insurance, and competitive terms.*
Refinancing Options
Rate-and-term refinances, cash-out refinances, and other options to help lower your payment, shorten your loan term, or access home equity when it makes sense for your situation.
Investment and Second Home Financing
Financing solutions for rental properties, second homes, and other investment strategies, tailored to your risk tolerance and long-term goals.
First-Time Homebuyer Support
Guidance on down payment strategies, credit considerations, and program options for first-time buyers, including how your financing affects your overall homebuying plan.
*VA eligibility and program availability are subject to applicable guidelines and approval. Not all borrowers will qualify for all programs.
Why Work with Imagination Financial at Imagination Realty Network?
Big Picture Perspective
Our team includes professionals who are licensed in both mortgage and real estate, which means we understand how your financing and your contract work together. That insight helps us structure your loan and timing with your overall homebuying or selling strategy in mind.
Serving Customers Statewide
From Houston to Austin and across the state of Texas, we help homebuyers and homeowners navigate local markets while coordinating financing behind the scenes. We’re equipped to work with clients in a variety of situations, including Spanish-speaking households.
Clear, Honest Guidance
We take the time to explain your options in plain language—no jargon, no pressure. Whether you’re buying, refinancing, or exploring your choices, our goal is to help you feel confident about the decisions you’re making.
Ready to Talk About Your Mortgage Options?
Whether you’re planning a home purchase, looking to refinance, or simply want a second opinion on your current mortgage, we’re here to help you review your options and plan the next steps.
A brief conversation can help you understand what’s possible — there is no obligation to move forward.