Buy a Home With Confidence
Buying a home is one of the biggest steps you’ll ever take — but you shouldn’t have to navigate the process alone. At Imagination Realty Network, we combine real estate expertise and mortgage guidance under one coordinated team, helping you move from preapproval to closing with clarity and confidence.
Why Buy with Imagination Realty Network?
When your real estate and mortgage advisors work together, you get a smoother experience and clearer guidance at every step. Here’s what sets our team apart:
One Consolidated Team
No more juggling multiple professionals with varying expertise and scope. Our dual-licensed professionals handle both your real estate and mortgage needs, meaning fewer delays and a smoother homebuying experience.
Clear Guidance at Every Step
We explain the “why” behind every part of the buying process — from preapproval to offer strategy to closing — so you always know what’s happening and what comes next. No surprises. No confusion. No hand-offs. Just transparency and support.
Serving Buyers Across Texas
Wherever you’re buying across all of Texas, we can assist with local market guidance while managing your financing in-house. Our bilingual staff is happy to assist Spanish-speaking buyers, as well.
Our Homebuying Process
Initial Consultation
We begin with a quick consultation to understand your goals, budget, timeline, and financial situation. This allows us to build a roadmap to your mortgage pre-approval before you submit your application.
Get Pre-Approved
We review credit, income, and assets to match you with the right loan options. You’ll get estimated payments and closing costs upfront, so you know what you can comfortably afford before you start touring homes.
Find the Right Home
As your buyer’s agent, we help evaluate homes, discuss offer strategy, and structure the purchase agreement with your loan requirements taken into account. This integrated approach avoids potentially costly financing pitfalls from the start.
Contract to Closing
Once you’re under contract, our team manages inspections, appraisal, underwriting, and closing coordination. You’ll receive clear updates throughout the process — and our goal is always an on-time, stress-free closing.
Have Questions? We’re Here to Help.
Mortgage Programs We Offer
We offer a wide range of loan options and will guide you toward programs that best fit your goals and financial profile.
Conventional Loans
Ideal for buyers with strong income and credit scores, long-term self-employment, or larger down payments. Down payment options as low as 3% are offered, and rates are slightly higher than government-backed options (FHA, VA, or USDA). Both fixed and variable rates are available.*
FHA (Federal Housing Administration) Loans
Ideal for buyers with more modest income or those with limited down payment savings or lower credit scores. Government backing means mortgage insurance is cheaper in most instances and rates are lower in comparison to conventional loans. Both fixed and variable rates are available.*
VA (Veterans Administration) Loans
Exclusive to eligible Veterans, active-duty service members, and surviving spouses. VA loans offer no down payment, no monthly mortgage insurance, and favorable terms that can permit qualification with modest income and lower credit scores. Both fixed and variable rates are available.*
Jumbo/Investment Property/Non-QM Loans
For higher-priced homes or rental properties, we offer options tailored to investors, self-employed borrowers, and buyers with unique financial profiles. Investors may use income generated from the property or their rental portfolio to qualify. Both fixed and variable rates are available.*
Construction and Renovation Loans
For building anew or renovating an existing home. We offer programs in combination with jumbo, conventional, FHA, and VA mortgage options with either one-time or two-time close options. Both fixed and variable rates are available.*
USDA Loan (Guaranteed Rural Housing Program)
Ideal for buyers purchasing in a rural area, the program offers no down payment with similar qualification requirements to the conventional loan program.*
*Program availability and eligibility depend on credit, income, property type, and other underwriting requirements. Contact us to learn which options fit your goals.
Ready to Start Your Homebuying Journey?
Whether you’re exploring your options or ready to take the next step, we’re here to help you understand your choices and plan ahead with confidence with a zero-commitment, no-cost consultation.